Financing
Furniture Financing
Quality furniture, on terms that work for you.
Investing in furniture you'll love for years shouldn't have to wait. Nordic Spaces offers multiple financing options to help make quality more accessible, with terms designed for a range of budgets and timelines.
What Financing Options Are Available?
We partner with two trusted lenders to give you flexibility in how you finance your purchase. Review the details below and apply with the option that best fits your needs.
Wells Fargo
Buy today, pay over time.
- Revolving line of credit that you can use over and over again
- Special financing where available
- Convenient monthly payments to fit your budget
- Easy-to-use online account management and bill payment options
The Wells Fargo Home Furnishings Credit Card issued with approved credit by Wells Fargo Bank, N.A.
Synchrony
Buy what you love with financing that fits your budget.*
- Flexible payment options
- Promotional financing options
- Thousands of retailers nationwide
- 24/7 online account management and easy access with the mobile app
*Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
How Does Financing Work?
1. Choose Your Plan
Decide which financing option fits your situation. If you're not sure, our team can walk you through the differences and help you understand which terms work best for your purchase.
2. Apply Online or In-Store
Most of our financing partners accept applications online or in-store. The application process typically takes a few minutes and provides an instant or near-instant decision in most cases.
3. Use Your Approved Credit
Once approved, you can apply your financing toward in-stock and custom orders at Nordic Spaces. The team will help you finalize your order using your approved terms.
4. Make Your Payments
You'll make payments directly to your financing partner according to your approved terms. Most plans allow for flexible payment dates, online account management, and the ability to pay off your balance early without penalty.
Frequently Asked Questions
Does applying for financing affect my credit score?
Most financing partners use a soft credit pull for prequalification, which does not affect your credit score. Final approval may involve a hard pull. The specifics depend on the partner you choose; their disclosures will outline what to expect.
Can I use financing for custom orders?
Yes. Financing can be applied to custom orders, mattresses, in-stock pieces, and most purchases at Nordic Spaces.
What if I'm not approved?
If one financing option doesn't work, we may have alternatives. Our team can talk through other options that might be a fit.
Can I pay off my balance early?
Yes — both of our financing partners allow early payoff without penalty. Specific terms depend on the lender and the plan.
Where do I make my payments?
Payments are made directly to your financing partner, typically through their online portal or by mail. Payment details are provided when your account is approved.
Can I apply before visiting the showroom?
Yes. You can prequalify or apply online before visiting, then use your approved credit when you're ready to place an order. Have questions first? Visit our FAQ page or browse the showroom.